Mortgage financing
One goal: finding the financing solution suited to your capacity and your needs, with complete independence.
Your purchasing potential, at a glance
- Purchasing potential
- CHF 1’000’000
- Own funds required
- CHF 200’000
Our method
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We analyse your situation
Capacity, own funds, sustainable cost: a clear diagnosis before any step is taken.
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We build your file
A complete, well-argued file, presented the way lenders like to read it.
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We make lenders compete
Several banks approached, terms negotiated line by line.
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You decide, we follow through
The decision is yours. We stay at your side until signature, and beyond.
Work out your project
Two calculators, the rules lenders apply: the mortgage when you know the price, the purchasing potential when you know your income.
Indicative, non-binding estimate.
Run a simulation of your project and we will help you find the best solution.
Let’s talk- 20 % own funds at a minimum, at least half of which from outside pillar 2.
- 33 % affordability ratio at most, on the imputed cost (interest, amortisation, 1 % maintenance).
- 5 % imputed interest rate applied to the debt for the calculation.
- 15 years to amortise the debt above 65 % of the property value.
Indicative values, confirmed with our partners when your file is reviewed.
Request financing
About ten questions to frame your project, we come back to you within one business day.
Your project: a purchase, or a renewal?
Step 1 / 11
We have your request
Sam Barbey takes it from here and will call you back. Your client area is open: upload your documents there and follow the progress of your file.
Your answers stay in this browser until your client area opens. File documents go through the secure area, never by email.
